Key Provisions That Take Effect Immediately.
Click here to download a flyer outlining key Healthcare Reform provisions passed on March 21, 2010
Download flyer.
Long Term Care (June 7, 2010)
John Hancock suspends sales of LTC until new business rates are approved by the CA Department of Insurance
Swine Flu Risk Management (April 30, 2009)
An overview of the current situation, pragmatic risk management and business continuity planning advice, and an examination of implications for insurance coverage and claims.
Would you like to save on your small group medical insurance and get complimentary access to Mercer Select HR KnowHow?
We thought so!
Groups of 2 – 50 members and employees can save on group medical plans through a variety of ways with help from Marsh. Whether it is through saving with high deductible health plans for Health Savings Accounts, special Rate Adjustment Factor promotions, or regualr plan design recommendations, Marsh can help..
Santa Barbara County Medical Society
"I saved 42% on my workers' compensation premium through the Medical Society's program. The savings generated by using one of my member benefits paid for the cost of member dues and more! More members should take advantage of this opportunity."
- Philip Delio, M.D.
Neurology Associates of Santa Barbara
Tuolumne County Medical Society
A Marsh representative followed up with a member and found we could save him significant premium on his workers’ compensation insurance through the association’s sponsored plan effective October 1, 2009. The prior carrier was State Fund with a rate of approximately $2.33. Member savings: $9,316 (over 54%)!
Los Angeles County Medical Association
A member was insured through two different policies (equipment policy and a general liability policy) with two different insurers. After speaking with a Marsh representative, he combined his coverage into one Business Owners Package policy which included the coverages he needed. Member savings: $4,150 (over 75%)!
Orange County Medical Association With only 48 hours notice, a member called us for help. They could no longer keep their Fireman’s Fund Business Owners Package policy because their agent was no longer appointed. Instead they were presented a BOP quote through another company at a much higher premium. We obtained a Broker of Record letter from the member, contacted Fireman’s Fund, and renewed the policy without a change in premium.
Santa Clara County Medical Association
A member saved on workers’ compensation insurance through the association’s sponsored plan effective July 1, 2009; prior carrier was Zenith with a renewal rate of $2.10. Member savings: $341 (over 40%)!
Los Angeles County Medical Association
A member saved on workers’ compensation insurance through the association’s sponsored plan effective June 30, 2009. The prior carrier was State Farm with a renewal rate of $2.18. Member savings: $1,413 (over 44%)!
Riverside County Medical Association
A member saved on workers’ compensation insurance through the association’s sponsored plan effective June 24, 2009; prior carrier was Preferred Employers with a renewal rate of $1.61. Member Savings: $358 (over 24%)!
Humboldt Del Norte Medical Society
A member saved on workers’ compensation insurance through the association’s sponsored plan effective May 1, 2009; prior carrier was State Fund with a renewal rate of $2.82. Member savings: $1,032 (over 56%)!
Riverside County Medical Association
A member saved on workers’ compensation insurance through the association’s sponsored plan effective March 16, 2009; prior carrier was Hartford with a renewal rate of $1.46 (approx). Member savings: $613 (over 24%)!
Humboldt-Del Norte County Medical Society
A member received their workers’ compensation renewal quote from State Farm at $2.19 for July 1, 2008. They called Marsh and through the Society’s sponsored plan lowered their rate by over 42%. Member savings: $5,301!
Los Angeles County Medical Association
A member established a high deductible health plan for the physician without changing his staff’s insurance. He moved from Blue Cross into a comparable Blue Shield plans. By using his 5% Blue Shield member discount, updating his plan design with a HDHP and taking advantage of aggressive new business pricing the member saved significantly. Member Savings: (approx.) $15,000 (over 40%)!
Humboldt-Del Norte County Medical Society
A member saved on workers’ compensation through the society’s sponsored plan; prior carrier was Zenith with a renewal rate of $2.73. Member savings $1,411 (over 62%)!
San Mateo County Medical Association
A member with a high deductible health plan and a health savings account changed insurers, raised the deductible, but kept the remaining plan benefits almost identical. Member savings: 30.5%!
Orange County Medical Association
A member moved their medical coverage from a PacifiCare PPO to a combination of plans at Health Net, including HDHP, HMO and PPO plans, and qualified for a “Rate Adjustment Factor special” which reduced their premiums. Member savings: (approx.) $17,500 annually!
Santa Barbara County Medical Society
A member implemented high deductible health plans and health savings accounts for the two physician owners. Member savings: $20,000!
Special member discounts and benefits
Workers' Compensation - Members receive a 5% premium discount (or 15% depending upon where you place your group health insurance.
Long Term Care - Members receive a 5% discount from John Hancock (As of June 7, 2010 Hancock has temporarily suspended sales of LTC until their new rates have been approved by the CA Department of Insurance).
Long Term Disability - Medical Specialty definition of disability
Employment Practices - Special First Time Buyer Program
HR KnowHow -Available at no charge to all members who purchase group health insurance from Marsh
Group Buying Discounts
Members of their County Medical Association/Society have the ultimate in group buying at their fingertips. The endorsed Member Insurance Programs will save you time and money. Many County members save more than their annual dues!
Members of their County Medical Association are eligible to receive a 5% premium discount on their workers’ compensation premium when they purchase or renew their policies through Marsh. And, depending upon where you place your group medical plan, the savings can be even greater. With rates on the rise, this discount is more important than ever.