Check out these Financial Guides and articles for practical, unbiased information to help you reach your goals.
Annuities
Annuities are a unique financial product that, along with Social Security, employer pensions, your 401(k) plan, IRA and other assets, can enhance your retirement security. Be sure to consider this option when mapping out your retirement strategy.
Banking
What type of accounts should you keep your money in at a bank or savings and loan association? These articles help you choose the accounts that are right for you.
Budgeting
An essential component of your financial plan is a budget. It forces you to monitor your spending, enabling you to focus on which items might be reduced so that your can accumulate funds for retirement, education or other needs.
College Planning
With the costs of a college education rising every year, the keys to funding your child's education are to plan early and invest shrewdly. However, there are steps you can take if you get a late start.
Debt and Credit Cards
Using your credit cards wisely is largely a matter of being informed — e.g., how much your card company is charging you for credit — and by following some simple tips for using the card.
Estate Planning
Estate planning is not just for the very wealthy. From creating a will, a living trust, or complicated planning initiatives, everyone should engage in some form of estate planning.
Financial Planning
A solid financial plan can alleviate financial worries about the future and ensure that you will meet your financial goals—whether they relate to retirement, asset acquisition, education, or just vacations.
Insurance
The reason you own insurance is to transfer financial risk from yourself to an insurance company. The specific types and amounts of insurance you should have depend on your life stage and specific plus a number of other factors.
Retiremet Planning
It is never too late to start or to improve a retirement plan. These Guide shows you the basics of retirement planning, and enable syou to get started or to revamp an existing plan.
Vital Records
Are you able to locate insurance contracts, wills, and other important personal records quickly and easily? With this simple document locator system, you no longer need to wonder where to file a paper or where to find it.