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Insurance
By the time you retire, your accumulated wealth is probably at its height. The challenge now is to manage your assets so that they last as long as you do. Insurance still plays an important role at this stage of your life.
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Click to view 2009 HSA contribution limits.
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Have questions about annuities? Get your answers here.
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Annuities—a type of insurance product— can be an effective investment vehicle, especially in providing for your retirement. This Financial Guide will help you decide whether annuity investments are right for you and how to use them in retirement planning. It also discusses the tax treatment of annuities.
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Ratings: (9)
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Learn tips of the trade that can help you save time, money and frustration.
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Shopping for auto insurance? The price you pay for your auto insurance can vary by hundreds of dollars. Here is a checklist of things you can do to save money.
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Ratings: (2)
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What do you really know about auto insurance? Take this online tutorial to find out!
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The amount of money you spend for car insurance can vary dramatically depending on the insurance company you choose, the coverage you want and the kind of car you drive. Are you spending more than you need to on insurance premiums? This Financial Guide will help you get the most for your car insurance dollar.
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Ratings: (4)
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Have questions about auto insurance? Get your answers here.
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This interactive tutorial, published by the The Kaiser Family Foundation, explains Consumer Directed Health Plans - how they work and when they should be used.
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The federal National Flood Insurance Program (NFIP) is the sole source of protection against flood loss in the United States.
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Definitions of common insurance terms.
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If you don’t have health insurance coverage through work, you’ll need to buy it on your own. But how can you get the best value? What kind of health plan is best for you and your family? And what about Consumer Directed Healthcare?
Get answers to questions like these in your compliementary Health Insurance Buyer's Guide.
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Ratings:  (8)
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A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit. Funds may be used to pay for qualified medical expenses at any time without federal tax liability.
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Ratings: (6)
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Health care options have changed considerably over the last decade. HMOs have become a common health care choice. If you’re thinking of switching to an HMO from a fee-for-service type of plan or switching to a different HMO, here are some of the things you should know about HMOs.
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Is your homeowners insurance policy right for you? Do you have the right coverage, limits and deductibles? This Buyer's Guide gives you objective information to help you make better purchasing decisions.
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Ratings: (5)
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Have questions about homeowners / renters insurance? Get your answers here.
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Maintaining adequate Homeowners' insurance is a vital part of owning a residence. This Financial Guide discusses the policy provisions that you should consider when deciding which Homeowners' insurance policy to buy.
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Find out how much it costs to obtain long-term care services.
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Use this calculator to determine the amount you are allowed to deposit into a Health Savings Account (HSA) account for the current tax year.
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What features should you look for in a long-term care insurance policy?
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Ratings:  (2)
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If you have dependents or other people with whom you share your life, life insurance can play a vital and valuable role at virtually every stage of your life. This Buyer's Guide can help you make smart choices when buying life insurance: how much to buy; which type of product to buy; and which one of the hundreds of life insurance companies to choose.
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Ratings: (3)
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How much life insurance do you need? Use this confidential calculator to find out.
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Ratings: (4)
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Have questions about life insurance? Get your answers here.
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You can think of a lifetime annuity as nvestment vehicle that functions as a personal pension plan. Sometimes referred to as “single life,” “straight life,” or “non-refund,” these are a form of immediate annuity that provides income for your entire life.
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Ratings: (1)
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Long-term care insurance is a relatively new type of insurance developed specifically to cover the costs of long-term care services, many of which are not covered by traditional health insurance or Medicare. Thinking of buying a long-term care insurance policy? This Buyer's Guide will help you make an informed decision.
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Ratings: (1)
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Have questions about Long-term Care insurance? Get your answers here.
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Many people are concerned about the cost of long-term care for themselves or for a family member. As the result of a prolonged illness, disability, or injury, older individuals may need long-term care when they can no longer do the ordinary tasks of everyday living or when their health requires constant day-to-day monitoring.
Here are the facts you need to decide whether to purchase long-term care insurance and to choose the most cost-effective method of providing for the possibility of long-term care.
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Ratings: (4)
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Comparision of funding your long-term care needs through insurance vs. investments.
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Research nursing home quality of care.
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Description of the Partnership for Long-term Care Programs available in several states.
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How to save money when buying long-term care insurance.
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Learn how to determine if long-term care insurance makes sense for you.
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What exactly is term life insurance? What are the advantages compared to a other types of life insurance? Is it right for you and your amily?
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Ratings: (2)
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Have a teenager who is learning to drive? Stop worrying, and read our tips on keeping young drivers safe.
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Fixed, variable, immediate, deferred? What's it all mean?
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An annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term “annuity” relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.
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Ratings: (2)
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Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.
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Ratings: (1)
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Find out if an annuity is right for you.
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Ratings: (3)
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Learn about the liklihood you will need long-term care sometime in your life.
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