Lili grew up in the era of Columbine High School, 9/11, Enron, and the second War in Iraq. Because she never experienced a life without computers (and the Internet), she is very comfortable with technology. But so are her competitors.

Lili’s parents expected a lot from her—and were generous with praise. They pushed her to study hard—and she graduated from high school and college with highest honors.  As a result, she has high expectations of her value and performance. She expects to changes jobs frequently and could even consider different careers down the road. Employers will have a tougher time  keeping employees of her generation challenged and willing to commit for a lengthy period of employment .

Today, Lili is in her first job. She’s had a tough time adjusting to the work world, and she isn’t all that happy with her job or salary. In fact, Lili is considering moving back home to save money for a condo down payment.

Another adjustment has been learning to manage her finances. She is trying to build an emergency fund, while paying off her large college loan.  However, this generation knows how to save.  

At her age, getting married, having kids, or retiring seems far away. Not surprisingly, she doesn’t think much about the future of Social Security.

Do you see yourself in Lili? Then click the Millennial Generation links above to get trusted advice.