Marsh Disclaimer
- This web site allows small businesses and consumers to research various insurance choices and insurance companies. Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind, or a recommendation to purchase insurance from any particular insurance company at any particular level of benefits. Marsh/Seabury & Smith Insurance Program Management and its affiliates intend that the general and insurance specific information contained in this service be accurate and reliable, however, Marsh/Seabury & Smith makes no representations as to the accuracy, timeliness or completeness of the web site materials. Marsh/Seabury & Smith periodically amends, changes, adds, deletes, updates or alters the information, including without limitation, the terms and conditions of use, at the web site without notice. Inasmuch, Marsh/Seabury & Smith does not accept any responsibility or liability for any actions taken as a result of using this information. In no event will Marsh/Seabury & Smith its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use or inability to use thereof by any party, or in connection with any failure of performance, error, omissions, interruption, defect, delay in operation or transmission, computer virus or line system failure, even if Marsh/Seabury & Smith or its representatives, are advised of the possibility of such damages, losses or other expenses. Marsh/Seabury & Smith's maximum liability to any user shall be the amounts paid to Marsh/Seabury & Smith for the services provided on this site. Marsh/Seabury & Smith is not an insurance company. Marsh/Seabury & Smith is not responsible for payment of any claims a user may have relating to insurance purchased through this site.
Do not cancel any in-force insurance until you receive written formal approval of acceptance from the insurance company to which you are applying. Rates quoted are subject to change based on the plan's underwriting practices and of your selection of available optional benefits, if any. All rates quoted for each insurance company are for new groups/individuals only and the rates may not apply to existing customers of the insurance company. Insurance companies may change rates and benefits without notice. All plan benefits and information displayed on this site are a general summary of the products of each insurance company. Final rate and benefit information are always determined by the insurance company.
- Some of the content on this web site was written by third parties (i.e., other companies or by Web site users) not by Marsh. Marsh makes no guarantees or representations about the accuracy of the third party content on this Web site, and the opinions presented do not necessarily represent the opinions of Marsh.
- Marsh does not represent that any products or services listed on this site are suitable for your use. Please contact your advisors for advice specific to your business.
- Statements concerning tax or accounting matters should be understood to be general observations based solely on our experience as insurance brokers and risk consultants, and should not be relied upon as tax or accounting advice, which we are not authorized to provide. All such matters should be reviewed with the client's own qualified tax, accounting, and legal advisors to determine whether such benefits would be applicable.
- Statements concerning legal matters should be understood to be general observations based solely on our experience as insurance brokers and risk consultants and should not be relied upon as legal advice, which we are not authorized to provide. All such matters should be reviewed with the client's own qualified legal advisors in these areas.
- Marsh makes no representations or warranties, expressed or implied concerning the accuracy of information contained herein. The information is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such.
- Any hypothetical case studies are for illustration purposes only and should not be relied upon as governing your specific facts and circumstances. As it relates to any insurance case studies, all policy terms, conditions, limits and exclusions are subject to individual underwriting review and are subject to change.
- This web site allows small businesses and consumers to research various insurance choices and insurance companies. Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind, or a recommendation to purchase insurance from any particular insurance company at any particular level of benefits. Marsh/Seabury & Smith Insurance Program Management and its affiliates intend that the general and insurance specific information contained in this service be accurate and reliable, however, Marsh/Seabury & Smith makes no representations as to the accuracy, timeliness or completeness of the web site materials. Marsh/Seabury & Smith periodically amends, changes, adds, deletes, updates or alters the information, including without limitation, the terms and conditions of use, at the web site without notice. Inasmuch, Marsh/Seabury & Smith does not accept any responsibility or liability for any actions taken as a result of using this information. In no event will Marsh/Seabury & Smith its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use or inability to use thereof by any party, or in connection with any failure of performance, error, omissions, interruption, defect, delay in operation or transmission, computer virus or line system failure, even if Marsh/Seabury & Smith or its representatives, are advised of the possibility of such damages, losses or other expenses. Marsh/Seabury & Smith's maximum liability to any user shall be the amounts paid to Marsh/Seabury & Smith for the services provided on this site. Marsh/Seabury & Smith is not an insurance company. Marsh/Seabury & Smith is not responsible for payment of any claims a user may have relating to insurance purchased through this site.
Do not cancel any in-force insurance until you receive written formal approval of acceptance from the insurance company to which you are applying. Rates quoted are subject to change based on the plan's underwriting practices and of your selection of available optional benefits, if any. All rates quoted for each insurance company are for new groups/individuals only and the rates may not apply to existing customers of the insurance company. Insurance companies may change rates and benefits without notice. All plan benefits and information displayed on this site are a general summary of the products of each insurance company. Final rate and benefit information are always determined by the insurance company.
- Some of the content on this web site was written by third parties (i.e., other companies or by Web site users) not by Marsh. Marsh makes no guarantees or representations about the accuracy of the third party content on this Web site, and the opinions presented do not necessarily represent the opinions of Marsh.
- Marsh does not represent that any products or services listed on this site are suitable for your use. Please contact your advisors for advice specific to your business.
- Statements concerning tax or accounting matters should be understood to be general observations based solely on our experience as insurance brokers and risk consultants, and should not be relied upon as tax or accounting advice, which we are not authorized to provide. All such matters should be reviewed with the client's own qualified tax, accounting, and legal advisors to determine whether such benefits would be applicable.
- Statements concerning legal matters should be understood to be general observations based solely on our experience as insurance brokers and risk consultants and should not be relied upon as legal advice, which we are not authorized to provide. All such matters should be reviewed with the client's own qualified legal advisors in these areas.
- Marsh makes no representations or warranties, expressed or implied concerning the accuracy of information contained herein. The information is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such.
- Any hypothetical case studies are for illustration purposes only and should not be relied upon as governing your specific facts and circumstances. As it relates to any insurance case studies, all policy terms, conditions, limits and exclusions are subject to individual underwriting review and are subject to change.
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